Trusted Life Insurance for Everyday Families

No exams. Fast quotes. Multiple trusted carriers. Real agents who care.

Whole Life Coverage for Final Expenses

Final expense whole life coverage is designed to make things easier on your family when that day comes. It’s a simple way to set money aside so loved ones aren’t left with sudden costs or difficult decisions.

What Is Final Expense Coverage?

Final expense coverage is a small, permanent life insurance policy meant to help cover:

  • Funeral and burial or cremation costs
  • Memorial or church services
  • Unpaid medical or final bills
  • Travel or other family expenses

Today, funerals can cost thousands of dollars. This type of coverage is meant to ease that burden so your family can focus on each other, not on money.

Why Many Families Choose It

  • Helps protect loved ones from unexpected expenses
  • Allows your final wishes to be carried out with respect
  • Benefits are paid directly to the person you choose
  • Funds are typically available quickly when they are needed most

For many people between ages 50 and 80, this is about peace of mind—knowing things are taken care of ahead of time.

Simple and Straightforward

These plans are meant to be easy:

  • No long, confusing applications
  • No medical exam in most cases—just basic health questions
  • Coverage designed to last for life, as long as the policy stays in force

How the Process Works

  1. We talk for a few minutes about your needs, budget, and goals.
  2. We look at options from reputable insurance carriers.
  3. Together, we find a plan that makes sense for you—if it fits your budget and feels right.

If nothing feels like a good fit, that’s okay too—there is no pressure and no obligation.

About Your Agent

My name is Ivan, and I am a licensed life insurance agent in multiple states. I work with multiple trusted carriers to help you compare options and choose what fits you best.

My job is simple: explain things in plain language, answer your questions, and help you make a decision that feels right for you and the people you love—without sales pressure.

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Authentic Life is an independent agent licensed in multiple states. We work with North American Senior Benefits and multiple top-rated carriers. Not affiliated with or endorsed by any government agency. Coverage and rates vary by carrier and applicant qualification.

© 2025 Authentic Life. All rights reserved. | Privacy Policy

SMS & Communication Consent

By submitting your information on any Authentic Life form, you agree to be contacted by a licensed agent from Authentic Life Insurance by phone call, text message, or email regarding your request for information or a life insurance quote.

Message and data rates may apply. Message frequency may vary based on your requests and our follow-up. You may opt out of SMS at any time by replying STOP. For help, reply HELP.

Consent to receive SMS, phone calls, or emails is not a condition of purchase. You can still work with an agent even if you choose not to receive text messages.

If you have questions about these communications, you can call or text us at (417) 420-2894 or email [email protected].

Privacy Policy

Last Updated: November 22, 2025

Brand: Authentic Life Insurance (“Authentic Life”, “we”, “us”, or “our”)

At Authentic Life, we respect your privacy and are committed to protecting the personal information you choose to share with us. This Privacy Policy explains what information we collect, how we use it, and how we keep it safe.

Information We Collect

  • Name
  • Phone number
  • Email address
  • State of residence
  • Coverage interest (who the coverage is for, general needs)
  • Additional details you choose to provide during calls, texts, or forms (such as age range, gender, or basic health information needed to prepare a quote)

How We Use Your Information

  • Provide life insurance quote information tailored to your needs
  • Contact you for necessary follow-up or to schedule appointments
  • Send appointment confirmations or reminders
  • Improve our services and internal processes

Data Sharing & Security

  • We do not sell your personal information to unrelated third-party marketers.
  • We may share your information with:
    • Licensed insurance carriers and partners (such as North American Senior Benefits) as needed to obtain quotes or submit applications
    • Trusted service providers that help us deliver communications and manage our systems (for example, SMS platforms like Twilio)
  • We use reasonable administrative, technical, and physical safeguards to protect your information against unauthorized access, alteration, or disclosure.

Your Choices

  • Opt out of SMS at any time by replying STOP to any message.
  • You may request that we update or correct your contact information.
  • You may ask us to limit certain types of follow-up communication.

Contact Us

If you have any questions about this Privacy Policy or our communications, contact:

Authentic Life Insurance
Phone/Text: (417) 420-2894
Email: [email protected]

Terms & Conditions

These Terms & Conditions govern the use of Authentic Life Insurance websites, landing pages, forms, and communication services. By submitting your information or interacting with our site, you agree to the following terms.

Purpose of Our Services

Authentic Life Insurance provides information and assistance in obtaining life insurance quotes through licensed agents. We do not guarantee coverage, pricing, or eligibility, as these are determined by licensed carriers.

User Responsibilities

  • You confirm that the information you provide is accurate to the best of your knowledge.
  • You understand that providing false information may affect insurance eligibility or quoted rates.
  • You agree that you are the authorized owner of the phone number and email provided.

Communication Consent

By submitting your information, you agree that a licensed agent may contact you by phone, text message, or email to assist with your request. Message and data rates may apply. Reply STOP to opt out at any time.

No Government Affiliation

Authentic Life Insurance is not affiliated with or endorsed by Medicare, Medicaid, Social Security, or any government agency.

Limitations of Information

Any pricing, plan descriptions, qualification statements, or benefit explanations are for informational purposes only and are subject to carrier underwriting and approval.

Third-Party Partners

We may work with licensed organizations such as North American Senior Benefits and approved carriers to provide quotes and application processing.

Changes to Terms

Authentic Life may update these Terms & Conditions periodically. Continued use of the site after updates constitutes acceptance of the revised terms.

Contact Information

If you have questions about these Terms & Conditions, contact us:

Authentic Life Insurance
Phone/Text: (417) 420-2894
Email: [email protected]